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| Clinton Township | | Shopping around is the best way to | | Accident: An unplanned event, |
| Kansas City | | save money on your insurance. | | unexpected and undesigned, which |
| York | | | | occurs suddenly and at a definite |
| Augusta | | If you decide to cancel your policy | | place. |
| Columbus | | (after acquiring new coverage) | | |
| Cleveland | | outside of the 30-day period, you may | | Claim Expense: The expense of |
| Lake Charles | | have to pay a fee or penalty. | | adjusting a claim, such as |
| Huntsville | | However, you may still save money | | investigation and attorneys' fees. It |
| Kansas City | | after paying the fee if your new policy | | does not include the cost of the claim |
| Ocala | | affords you significant savings. So | | itself. |
| Santa Monica | | while it is best to wait until your | | |
| Miami | | receive your renewal notice, you CAN | | Captive Agent: One who sells |
| Worcester | | cancel your policy at any time. | | insurance for only one company as |
| Malden | | | | opposed to an agent who represents |
| Macon | | We offer quotes for auto insurance, | | several companies. |
| Sterling Heights | | life insurance, homeowners | | |
| Brooklyn | | insurance, health insurance, term life | | Retail Credit Company: The former |
| Springfield | | insurance and more. | | name of Equifax, a credit reporting |
| Wichita Falls | | | | organization. See Equifax. |
| Olympia | | Why not take advantage of current | | |
| Waco | | low prices? Many auto insurance | | Valuation Clause: A clause stating the |
| Muncie | | consumers are becoming educated | | value of items for insurance |
| Elkhart | | on other companies, plans, and rates | | purposes, making it a valued policy. |
| Grand Prairie | | that are available to them; ones that | | |
| Columbia | | could afford them significant savings | | Commingling: An illegal practice |
| Beaumont | | on their auto insurance. | | which occurs when an agent mixes |
| San Jose | | | | personal funds with the insured's or |
| Newark | | Make sure you have a new policy in | | insurer's funds. |
| Cranston | | place before you cancel your old one | | |
| New Orleans | | to avoid a lapse in coverage. This will | | Theory of Probability: The |
| Mesquite | | also prevent having to figure out the | | mathematical principle upon which |
| Plano | | amount of any unused premium that is | | insurance is based. |
| Reno | | due to you from your old insurance | | |
| West Chester | | company, or having to spar with your | | Amendment: A formal document |
| Anderson | | agent about exactly when your policy | | which corrects or revises an |
| Zanesville | | was cancelled and how much they | | insurance master policy. |
| Anchorage | | owe you. | | |
