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| Lancaster | | Shopping around is the best way to | | Fiduciary: A person holding the funds |
| Muskegon | | save money on your insurance. | | or property of another in a position of |
| Winter Park | | | | trust. An example would be the |
| Garland | | Life insurance, specifically Term Life, | | executor of an estate. |
| Santa Monica | | is arguably one of the best values in | | |
| Tampa | | the entire financial services arena. | | Multi-Peril Policies: Policies which |
| Tyler | | Where else can you go and get | | cover a number of perils, such as fire, |
| Rome | | hundreds of thousands of dollars in | | burglary, and liability, in a single |
| Philadelphia | | protection for literally pennies per | | contract. |
| Corpus Christi | | day? Rates for Term Life insurance | | |
| Saginaw | | remain at all-time lows, and now is the | | Expense Allowance: A compensation |
| Palm Harbor | | time to lock in the best prices. | | paid to an insurance agent in excess |
| Albany | | | | of prescribed commissions. |
| Midland | | If you decide to cancel your policy | | |
| Savannah | | (after acquiring new coverage) | | Net Loss: The amount of loss |
| Tyler | | outside of the 30-day period, you may | | sustained by an insurer after giving |
| Fullerton | | have to pay a fee or penalty. | | effect to all applicable reinsurance, |
| Houston | | However, you may still save money | | salvage, and subrogation recoveries. |
| Texarkana | | after paying the fee if your new policy | | |
| Lake Charles | | affords you significant savings. So | | Mutualization: The process of |
| Fort Wayne | | while it is best to wait until your | | converting a stock insurer to a mutual |
| Lakeland | | receive your renewal notice, you CAN | | insurer, accomplished by having the |
| Portsmouth | | cancel your policy at any time. | | insurer buy stock and retire it. |
