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| Green Bay | | If you have noticed that your auto | | Fictitious Groups: Groups formed |
| Norfolk | | insurance rates are still increasing | | primarily for the purpose of buying |
| Fairfax | | with each renewal, or even have not | | insurance. Under the law such groups |
| Arlington | | gone down even though you have a | | may not be underwritten. |
| Rockford | | great driving record, this lower pricing | | |
| Newark | | trend makes it more important then | | Brokerage Department: A department |
| Fall River | | ever that you shop around for auto | | of an insurer whose purpose is to |
| Dallas | | insurance. | | deal with brokers in the placing of |
| Newark | | | | insurance. |
| Tucson | | The quickest and easiest way to | | |
| Coral Springs | | shop for new insurance is by | | Provisions: Statements contained in |
| Anderson | | comparing rates at InsWebs online | | an insurance policy which explain the |
| Poughkeepsie | | marketplace. If you do it the | | benefits, conditions and other |
| Monroe | | old-fashioned way (by calling or | | features of the insurance contract. |
| Palm Harbor | | visiting multiple agents or insurance | | |
| Killeen | | companies) it could take up a huge | | Underinsurance: A condition in which |
| Boynton Beach | | chunk of your time, which no one | | not enough insurance is carried to |
| Anderson | | wants or needs. By completing | | cover the insurable value. |
| Palm Desert | | InsWebs online application, you will | | |
| Sumter | | have rates to compare to your old | | Foreign Insurer: An insurer domiciled |
| Charleston | | ones within minutes! | | in a state of the United States other |
| San Diego | | | | than the one in which the insured's |
| West Palm Beach | | While some companies raise their | | insurance is written. |
| Phoenix | | prices based on your actual age, | | |
| Tacoma | | most companies increase the price of | | Retrospective Premium: The final |
| Little Rock | | their policies six months before your | | premium in a retrospective rating |
| Ogden | | birthday. Its a term called Age | | plan. See Retrospective Rating. |
| Norfolk | | Nearest in the industry, and that | | |
| Winter Park | | half-year price increase could really | | Indemnity: Restoration to the victim of |
| San Antonio | | add up over a 20-year term policy. As | | a loss by payment, repair, or |
| Canton | | above, the quicker you purchase your | | replacement. |
| Seattle | | policy the better. | | |
| Long Beach | | | | Nonadmitted Insurer: An insurer not |
| Conroe | | We offer quotes for auto insurance, | | licensed to do business in the |
| Evansville | | life insurance, homeowners | | jurisdiction in question. Same as |
| South Bend | | insurance, health insurance, term life | | Unauthorized Insurer and Unlicensed |
| Ventura | | insurance and more. | | Insurer. |