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| Melbourne | | Make sure you have a new policy in | | Malicious Mischief: Similar to |
| Boca Raton | | place before you cancel your old one | | vandalism. Purposely damaging the |
| Mobile | | to avoid a lapse in coverage. This will | | rights or property of another. |
| Lawton | | also prevent having to figure out the | | |
| Detroit | | amount of any unused premium that is | | Endorsement: A written or printed form |
| Modesto | | due to you from your old insurance | | attached to the policy which alters |
| Little Rock | | company, or having to spar with your | | provisions of the contract. |
| Rockville | | agent about exactly when your policy | | |
| Lake Charles | | was cancelled and how much they | | Liquidity: The ability of an insurer to |
| Virginia Beach | | owe you. | | convert its assets into cash to pay |
| Newark | | | | claims if necessary. |
| Jasper | | Individuals who have 30-year | | |
| San Francisco | | mortgages might want to consider a | | Calendar Year Experience: This |
| Norfolk | | 30-year term to ensure that the house | | measures the premiums and losses |
| Philadelphia | | is protected throughout the period of | | entered on accounting records during |
| Torrance | | the loan. | | the 12-month calendar. |
