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| Englewood | | The quickest and easiest way to | | Indemnify: To restore the victim of a |
| Glendale | | shop for new insurance is by | | loss to the same position as before |
| Gainesville | | comparing rates at InsWebs online | | the loss occurred. |
| Fall River | | marketplace. If you do it the | | |
| Portland | | old-fashioned way (by calling or | | Dual Life Stock Company: A stock |
| Staten Island | | visiting multiple agents or insurance | | Life insurer issuing both participating |
| Torrance | | companies) it could take up a huge | | and nonparticipating policy contracts. |
| Owensboro | | chunk of your time, which no one | | |
| Billings | | wants or needs. By completing | | Loss Adjustment Expense: The cost |
| Billings | | InsWebs online application, you will | | of adjusting losses, excluding the |
| Grand Prairie | | have rates to compare to your old | | amount of the loss itself. |
| White Plains | | ones within minutes! | | |
| Franklin | | | | Minimum Premium: The smallest |
| Asheville | | Individuals who have 30-year | | amount of premium for which an |
| Newark | | mortgages might want to consider a | | insurer will issue coverage under a |
| New Port Richey | | 30-year term to ensure that the house | | given policy. |
| Albany | | is protected throughout the period of | | |
| Bethlehem | | the loan. | | Initial Premium: An amount paid at the |
| Columbus | | | | inception of an insurance contract, |
| Lancaster | | At InsWeb, you can compare free | | usually subject to adjustment at the |
| Jasper | | online insurance quotes from many of | | end of the policy period. |
| Columbus | | the nations leading insurance | | |
| Long Beach | | companies. | | Losses Outstanding: A summary |
| Anchorage | | | | statement prepared by Property, Life, |
| Memphis | | Why not take advantage of current | | and Liability insurers showing claims |
| Coral Springs | | low prices? Many auto insurance | | not yet settled. |
| Tacoma | | consumers are becoming educated | | |
| Spring Hill | | on other companies, plans, and rates | | Incurred Expense: Expenses not yet |
| Anderson | | that are available to them; ones that | | paid. Can also include paid |
| Huntsville | | could afford them significant savings | | expenses in some accounting |
| Clinton Township | | on their auto insurance. | | systems. |
