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| Irvine | | Life insurance, specifically Term Life, | | Criticism: A correction suggested by a |
| Bethlehem | | is arguably one of the best values in | | rating or auditing bureau to an insurer. |
| Torrance | | the entire financial services arena. | | |
| Lawton | | Where else can you go and get | | Malicious Mischief: Similar to |
| High Point | | hundreds of thousands of dollars in | | vandalism. Purposely damaging the |
| Lincoln | | protection for literally pennies per | | rights or property of another. |
| Warwick | | day? Rates for Term Life insurance | | |
| Delray Beach | | remain at all-time lows, and now is the | | Retail Credit Company: The former |
| Cherry Hill | | time to lock in the best prices. | | name of Equifax, a credit reporting |
| Delray Beach | | | | organization. See Equifax. |
| Midland | | Individuals who have 30-year | | |
| Beaumont | | mortgages might want to consider a | | Deficit Carried Forward: The transfer |
| Corona | | 30-year term to ensure that the house | | of a debit balance from one |
| El Paso | | is protected throughout the period of | | accounting period to another. |
| Costa Mesa | | the loan. | | |
| Green Bay | | | | Fictitious Groups: Groups formed |
| Birmingham | | Healthy people have the best | | primarily for the purpose of buying |
| Berkeley | | mortality risks and thus are much | | insurance. Under the law such groups |
| Lakeland | | cheaper for companies to insure. This | | may not be underwritten. |
| Evansville | | translates into lower rates for the | | |
| Norfolk | | Super Preferred customer than | | Premium Notice: A form notice from |
| Kingsport | | someone with higher risk factors such | | an insurer or agency to a policy |
| New York | | as a heart condition, cancer or | | owner that a premium will be due on a |
| White Plains | | diabetes. Conversely, if you were | | given date. |
| Biloxi | | unhealthy when you acquired your | | |
| Florissant | | policy, and your health has now | | Line of Business: The classification of |
| Franklin | | improved, it might be time to shop for | | business as utilized in the insurance |
| Long Island City | | a new policy, as your rates are likely | | industry, e.g., Fire, Allied Lines and |
| Indianapolis | | to be lower. | | Homeowners. |