Elkins Insurance

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Venice	People who are trying to quit	You/Your: These words are used to
Columbia	smoking, for example, might be best	refer to the named insured in many of
Dothan	suited purchasing a shorter term (and	the modernized/personalized policy
Corpus Christi	then replacing it with a longer term	forms.
Arlington	policy when they qualify for
Redlands	non-tobacco prices).	Broker of Record: A broker who has
Topeka		been designated to handle certain
Rome	Make sure you have a new policy in	insurance contracts for the
Des Moines	place before you cancel your old one	policyholder.
Duluth	to avoid a lapse in coverage. This will
Santa Barbara	also prevent having to figure out the	Examiner: An employee assigned by
Vero Beach	amount of any unused premium that is	the state insurance department to
Roanoke	due to you from your old insurance	audit insurers' records.
Schaumburg	company, or having to spar with your
Longwood	agent about exactly when your policy	Amendment: A formal document
Spartanburg	was cancelled and how much they	which corrects or revises an
Charleston	owe you.	insurance master policy.