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| Long Beach | | Life insurance, specifically Term Life, | | Mutualization: The process of |
| Saginaw | | is arguably one of the best values in | | converting a stock insurer to a mutual |
| Staten Island | | the entire financial services arena. | | insurer, accomplished by having the |
| Des Moines | | Where else can you go and get | | insurer buy stock and retire it. |
| Brooklyn | | hundreds of thousands of dollars in | | |
| Myrtle Beach | | protection for literally pennies per | | Malinger: To feign a disability for the |
| Philadelphia | | day? Rates for Term Life insurance | | purpose of continuing to collect |
| Turlock | | remain at all-time lows, and now is the | | benefits longer than actually |
| Las Vegas | | time to lock in the best prices. | | necessary. |