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| Malden | | Make sure you have a new policy in | | Malinger: To feign a disability for the |
| Houston | | place before you cancel your old one | | purpose of continuing to collect |
| Brooklyn | | to avoid a lapse in coverage. This will | | benefits longer than actually |
| St. Joseph | | also prevent having to figure out the | | necessary. |
| Waco | | amount of any unused premium that is | | |
| Greensboro | | due to you from your old insurance | | Monoline Policy: Any insurance |
| Seattle | | company, or having to spar with your | | coverage written as a single line |
| Cambridge | | agent about exactly when your policy | | policy. Contrast with Multiple Line or |
| Lake Worth | | was cancelled and how much they | | Package policy. |
| Tuscaloosa | | owe you. | | |
| Naples | | | | Interstate Carrier: A transportation |
| Boynton Beach | | Healthy people have the best | | company which does business |
| Mesquite | | mortality risks and thus are much | | across state lines. |
| Des Moines | | cheaper for companies to insure. This | | |
| Inglewood | | translates into lower rates for the | | Renewal: The reestablishment of the |
| Lansing | | Super Preferred customer than | | in-force status of a policy, the term of |
| Houma | | someone with higher risk factors such | | which has expired or will expire |
| Greeley | | as a heart condition, cancer or | | unless it is renewed. |
| Chattanooga | | diabetes. Conversely, if you were | | |
| Las Cruces | | unhealthy when you acquired your | | Net Loss: The amount of loss |
| Lancaster | | policy, and your health has now | | sustained by an insurer after giving |
| Belleville | | improved, it might be time to shop for | | effect to all applicable reinsurance, |
| Metairie | | a new policy, as your rates are likely | | salvage, and subrogation recoveries. |
| Odessa | | to be lower. | | |
| Lincoln | | | | Adjustment Bureau: A firm organized |
| Anderson | | At InsWeb, you can compare free | | to provide adjustment services to |
| Duluth | | online insurance quotes from many of | | insurers not wishing to create their |
| Scranton | | the nations leading insurance | | own claims division. |
| Coral Springs | | companies. | | |
| Detroit | | | | Admitted Company: An insurance |
| Arlington | | We offer quotes for auto insurance, | | company authorized and licensed to |
| Schaumburg | | life insurance, homeowners | | do business in a given state. |
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| Modesto | | insurance and more. | | Cash Flow Underwriting: The use of |
| Nashua | | | | rating and premium collection |
| Mountain View | | | | techniques by insurance companies |
| Huntington | | | | to maximize interest earnings on |
| Longmont | | | | premiums. |