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| Virginia Beach | | Make sure you have a new policy in | | Adjustment Bureau: A firm organized |
| Bethlehem | | place before you cancel your old one | | to provide adjustment services to |
| Sterling Heights | | to avoid a lapse in coverage. This will | | insurers not wishing to create their |
| Staten Island | | also prevent having to figure out the | | own claims division. |
| Quincy | | amount of any unused premium that is | | |
| Panama City | | due to you from your old insurance | | Admitted Company: An insurance |
| Lawrenceville | | company, or having to spar with your | | company authorized and licensed to |
| Albuquerque | | agent about exactly when your policy | | do business in a given state. |
| Florence | | was cancelled and how much they | | |
| Stockton | | owe you. | | Director of Insurance: A title used in |
| Newport Beach | | | | some states for the head of the |
| Greensboro | | Life insurance, specifically Term Life, | | department of insurance. |
| Baton Rouge | | is arguably one of the best values in | | |
| Austin | | the entire financial services arena. | | Malinger: To feign a disability for the |
| Ann Arbor | | Where else can you go and get | | purpose of continuing to collect |
| New Port Richey | | hundreds of thousands of dollars in | | benefits longer than actually |
| Englewood | | protection for literally pennies per | | necessary. |
| Miami | | day? Rates for Term Life insurance | | |
| Norfolk | | remain at all-time lows, and now is the | | Multi-Peril Policies: Policies which |
| Fall River | | time to lock in the best prices. | | cover a number of perils, such as fire, |
| Lexington | | | | burglary, and liability, in a single |
| Gulfport | | People who are trying to quit | | contract. |
| Davenport | | smoking, for example, might be best | | |
| Sioux Falls | | suited purchasing a shorter term (and | | Deductible: The portion of an insured |
| Inglewood | | then replacing it with a longer term | | loss to be borne by the insured |
| Virginia Beach | | policy when they qualify for | | before he is entitled to recovery from |
| Ocala | | non-tobacco prices). | | the insurer. |