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| Biloxi | | Make sure you have a new policy in | | Operating Expense: The expense of |
| Chattanooga | | place before you cancel your old one | | an insurer other than commissions |
| Elkhart | | to avoid a lapse in coverage. This will | | and taxes. Called " and Insurance |
| Eugene | | also prevent having to figure out the | | Expense" in the convention statement |
| Manchester | | amount of any unused premium that is | | blank. |
| Columbus | | due to you from your old insurance | | |
| Independence | | company, or having to spar with your | | Short Rate Premium: The premium |
| Fresno | | agent about exactly when your policy | | required for issuing a policy for a |
| Corona | | was cancelled and how much they | | period less than its normal term. |
| Metairie | | owe you. | | |
| Reading | | | | Legislative Risk: A risk faced by |
| Allentown | | We offer quotes for auto insurance, | | investors whereby changes in tax |
| Longview | | life insurance, homeowners | | laws can result in adverse effects on |
| Denver | | insurance, health insurance, term life | | the individual's investment results. |
| Costa Mesa | | insurance and more. | | |
| Springfield | | | | Lloyd's Broker: A person who has the |
| Lexington | | At InsWeb, you can compare free | | authority to negotiate insurance |
| Virginia Beach | | online insurance quotes from many of | | contracts with the underwriters on the |
| Franklin | | the nations leading insurance | | floor at Lloyd's. |
| Scottsdale | | companies. | | |
| Youngstown | | | | Liquidity: The ability of an insurer to |
| Spartanburg | | Life insurance, specifically Term Life, | | convert its assets into cash to pay |
| Kansas City | | is arguably one of the best values in | | claims if necessary. |
| Seattle | | the entire financial services arena. | | |
| Daytona Beach | | Where else can you go and get | | Leasehold: An agreement which |
| Cleveland | | hundreds of thousands of dollars in | | gives a person the right to use and |
| Bradenton | | protection for literally pennies per | | occupy property. |
| Lorain | | day? Rates for Term Life insurance | | |
| Norwalk | | remain at all-time lows, and now is the | | Deficit Carried Forward: The transfer |
| Washington | | time to lock in the best prices. | | of a debit balance from one |
| Louisville | | | | accounting period to another. |
| Honolulu | | Shopping around is the best way to | | |
| Redlands | | save money on your insurance. | | Calendar Year Experience: This |
| Las Vegas | | | | measures the premiums and losses |
| Gainesville | | | | entered on accounting records during |
| Harlingen | | | | the 12-month calendar. |