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| Elkhart | | Why not take advantage of current | | Gain and Loss Exhibit: The portion of |
| Fullerton | | low prices? Many auto insurance | | the convention blank which |
| Denton | | consumers are becoming educated | | represents an analysis of gains, |
| Columbus | | on other companies, plans, and rates | | losses, and surplus during an |
| Sumter | | that are available to them; ones that | | accounting period. |
| Evanston | | could afford them significant savings | | |
| Jackson | | on their auto insurance. | | Paid-In Surplus: Surplus paid in by |
| Erie | | | | stockholders, as contrasted with |
| Jonesboro | | We offer quotes for auto insurance, | | surplus earned through the |
| Green Bay | | life insurance, homeowners | | operations of a business. |
| Richmond | | insurance, health insurance, term life | | |
| Burbank | | insurance and more. | | Indemnity: Restoration to the victim of |
| Poughkeepsie | | | | a loss by payment, repair, or |
| Fairfax | | Make sure you have a new policy in | | replacement. |
| Malden | | place before you cancel your old one | | |
| Allentown | | to avoid a lapse in coverage. This will | | Deductible: The portion of an insured |
| Long Beach | | also prevent having to figure out the | | loss to be borne by the insured |
| Lakeland | | amount of any unused premium that is | | before he is entitled to recovery from |
| Edmond | | due to you from your old insurance | | the insurer. |
| Nashua | | company, or having to spar with your | | |
| Stuart | | agent about exactly when your policy | | Agency Contract (or Agreement): The |
| Independence | | was cancelled and how much they | | document which establishes the legal |
| South Bend | | owe you. | | relationship between an agent and an |
| Cedar Rapids | | | | insurer. |
| Reading | | Life insurance, specifically Term Life, | | |
| Yuma | | is arguably one of the best values in | | Endorsement: A written or printed form |
| St. Joseph | | the entire financial services arena. | | attached to the policy which alters |
| Wilmington | | Where else can you go and get | | provisions of the contract. |
| Knoxville | | hundreds of thousands of dollars in | | |
| Thousand Oaks | | protection for literally pennies per | | Buy-Back" Deductible: A deductible |
| Conroe | | day? Rates for Term Life insurance | | which may be eliminated for an |
| Durham | | remain at all-time lows, and now is the | | additional premium in order to |
| Columbus | | time to lock in the best prices. | | provide "first-dollar" coverage. |
