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| Ventura | | While some companies raise their | | Brokerage Business: Business |
| Alameda | | prices based on your actual age, | | offered to an insurer by a broker. This |
| Gainesville | | most companies increase the price of | | is sometimes called excess or |
| Tampa | | their policies six months before your | | surplus business. |
| Marietta | | birthday. Its a term called Age | | |
| Boston | | Nearest in the industry, and that | | National Auto Theft Bureau: An |
| Milwaukee | | half-year price increase could really | | organization engaged in the |
| Franklin | | add up over a 20-year term policy. As | | prevention and reduction of motor |
| Richmond | | above, the quicker you purchase your | | vehicle fire and theft losses. |
| San Bernardino | | policy the better. | | |
| Stockbridge | | | | Stock Option Plan: Surviving |
| Santa Ana | | Why not take advantage of current | | stockholders have the option to |
| Fort Myers | | low prices? Many auto insurance | | purchase or not purchase the shares |
| Florence | | consumers are becoming educated | | of a deceased stockholder. |
| Fall River | | on other companies, plans, and rates | | |
| Fairfax | | that are available to them; ones that | | Standard Industry Code (SIC): This is |
| Raleigh | | could afford them significant savings | | a coding system which assigns |
| Valdosta | | on their auto insurance. | | separate codes for different types of |
| Lakewood | | | | industries. |
| Rome | | Make sure you have a new policy in | | |
| Edmond | | place before you cancel your old one | | Collusion: An agreement, usually |
| Philadelphia | | to avoid a lapse in coverage. This will | | secret, between two or more persons |
| Asheville | | also prevent having to figure out the | | to defraud or deprive another or |
| Montgomery | | amount of any unused premium that is | | others of their property or rights. |
| Cedar Rapids | | due to you from your old insurance | | |
| Malden | | company, or having to spar with your | | Absolute Assignment: Assignment by |
| Lexington | | agent about exactly when your policy | | a policy owner of all control of and |
| Westbury | | was cancelled and how much they | | rights in the policy to a third party. |
| Savannah | | owe you. | | |
| Modesto | | | | Premium Notice: A form notice from |
| Quincy | | The best time to switch policies is | | an insurer or agency to a policy |
| Fort Myers | | within one month of receiving your | | owner that a premium will be due on a |
| Zanesville | | policy renewal from your current | | given date. |
| St. Joseph | | insurer. You can typically cancel your | | |
| Fairfax | | policy without any fees or penalties if | | |
| Miami | | you act within this time period. | | |
