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| Arlington | | Healthy people have the best | | Brokerage Business: Business |
| Washington | | mortality risks and thus are much | | offered to an insurer by a broker. This |
| Virginia Beach | | cheaper for companies to insure. This | | is sometimes called excess or |
| Winter Haven | | translates into lower rates for the | | surplus business. |
| Spring Hill | | Super Preferred customer than | | |
| Little Rock | | someone with higher risk factors such | | Operating Expense: The expense of |
| Houma | | as a heart condition, cancer or | | an insurer other than commissions |
| Walnut Creek | | diabetes. Conversely, if you were | | and taxes. Called " and Insurance |
| Arlington | | unhealthy when you acquired your | | Expense" in the convention statement |
| Hendersonville | | policy, and your health has now | | blank. |
| Woodbridge | | improved, it might be time to shop for | | |
| Arlington | | a new policy, as your rates are likely | | Approved Roof: A term used in |
| Boulder | | to be lower. | | building construction. It indicates a |
| El Paso | | | | roof made of fire-resistive materials, |
| San Francisco | | Life insurance, specifically Term Life, | | such as tile or asphalt shingles. |
| Sarasota | | is arguably one of the best values in | | |
| Springfield | | the entire financial services arena. | | Malinger: To feign a disability for the |
| Garland | | Where else can you go and get | | purpose of continuing to collect |
| Quincy | | hundreds of thousands of dollars in | | benefits longer than actually |
| Pittsburgh | | protection for literally pennies per | | necessary. |
| North Hollywood | | day? Rates for Term Life insurance | | |
| Anderson | | remain at all-time lows, and now is the | | Liabilities: Money owed or expected |
| Woodbridge | | time to lock in the best prices. | | to be owed. Insurance company |
| Birmingham | | | | financial statements, for instance, |
| Jonesboro | | At InsWeb, you can compare free | | show assets and liabilities. |
| Bakersfield | | online insurance quotes from many of | | |
| Greenville | | the nations leading insurance | | Policywriting Agent: An agent who has |
| Lafayette | | companies. | | the authority to prepare and effect an |
| San Francisco | | | | insurer's policy. |
| South Bend | | Everyone has different needs, and | | |
| Boulder | | not one size fits all when it comes to | | American Risk and Insurance |
| Santa Clara | | term life insurance. While it may make | | Association: An association of |
| Lakewood | | sense for people in their 30s and 40s | | insurance educators and others |
| West Chester | | to secure a 20-year term length, a | | interested in insurance study and |
| Livonia | | 10-year term might be more | | research. |
| Naperville | | appropriate for someone nearing | | |
| Abilene | | retirement. | | |
