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| Norwalk | | Life insurance, specifically Term Life, | | Other Insurance: The existence of |
| Reno | | is arguably one of the best values in | | other contracts covering the same |
| Decatur | | the entire financial services arena. | | interest and perils. |
| Plano | | Where else can you go and get | | |
| West Palm Beach | | hundreds of thousands of dollars in | | Fictitious Groups: Groups formed |
| Irvine | | protection for literally pennies per | | primarily for the purpose of buying |
| Colorado Springs | | day? Rates for Term Life insurance | | insurance. Under the law such groups |
| Reading | | remain at all-time lows, and now is the | | may not be underwritten. |
| Flint | | time to lock in the best prices. | | |
| Lima | | | | Examiner: An employee assigned by |
| Littleton | | Why not take advantage of current | | the state insurance department to |
| Evansville | | low prices? Many auto insurance | | audit insurers' records. |
| Wilmington | | consumers are becoming educated | | |
| Muncie | | on other companies, plans, and rates | | Brokerage Business: Business |
| Cranston | | that are available to them; ones that | | offered to an insurer by a broker. This |
| Duluth | | could afford them significant savings | | is sometimes called excess or |
| Littleton | | on their auto insurance. | | surplus business. |
