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| Hattiesburg | | At InsWeb, you can compare free | | Malicious Mischief: Similar to |
| Duluth | | online insurance quotes from many of | | vandalism. Purposely damaging the |
| Houma | | the nations leading insurance | | rights or property of another. |
| Clinton Township | | companies. | | |
| Ann Arbor | | | | Underwriters Laboratories, Inc. (UL): A |
| Riverside | | The quickest and easiest way to | | testing laboratory for manufactured |
| Duluth | | shop for new insurance is by | | items to determine their safety |
| Waco | | comparing rates at InsWebs online | | propensities. |
| Johnson City | | marketplace. If you do it the | | |
| Stamford | | old-fashioned way (by calling or | | War Risk Insurance: Insurance |
| Edmond | | visiting multiple agents or insurance | | covering damage caused by war. |
| Jackson | | companies) it could take up a huge | | Most often written by Ocean Marine |
| Philadelphia | | chunk of your time, which no one | | Insurance companies covering |
| Daytona Beach | | wants or needs. By completing | | vessels. |
| Spokane | | InsWebs online application, you will | | |
| Marietta | | have rates to compare to your old | | Foreign Insurer: An insurer domiciled |
| Arlington | | ones within minutes! | | in a state of the United States other |
| Williamsport | | | | than the one in which the insured's |
| Lake Charles | | People who are trying to quit | | insurance is written. |
| Poughkeepsie | | smoking, for example, might be best | | |
| Bakersfield | | suited purchasing a shorter term (and | | Endorsement: A written or printed form |
| Bethlehem | | then replacing it with a longer term | | attached to the policy which alters |
| Detroit | | policy when they qualify for | | provisions of the contract. |
| Miami | | non-tobacco prices). | | |
| Denver | | | | New For Old: Replacing old |
| Cranston | | If you have noticed that your auto | | damaged parts or equipment with |
| Kansas City | | insurance rates are still increasing | | new ones rather than repairing them. |
| Melbourne | | with each renewal, or even have not | | |
| Hartford | | gone down even though you have a | | Authorized Insurer: An insurer |
| Springfield | | great driving record, this lower pricing | | authorized by the state to transact |
| Naperville | | trend makes it more important then | | business in that state for specific |
| Thousand Oaks | | ever that you shop around for auto | | types of insurance. |
| Cherry Hill | | insurance. | | |
| Augusta | | | | Agency Contract (or Agreement): The |
| Harrisburg | | | | document which establishes the legal |
| Lawrenceville | | | | relationship between an agent and an |
| Salem | | | | insurer. |
