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| Minneapolis | | Life insurance, specifically Term Life, | | Commercial Lines: This term is used |
| Amarillo | | is arguably one of the best values in | | to refer to insurance for businesses, |
| San Antonio | | the entire financial services arena. | | professionals, and commercial |
| Pembroke Pines | | Where else can you go and get | | establishments. |
| North Hollywood | | hundreds of thousands of dollars in | | |
| New York | | protection for literally pennies per | | Domestic Insurer (or Company): An |
| Phoenix | | day? Rates for Term Life insurance | | insurer formed under the laws of the |
| Tyler | | remain at all-time lows, and now is the | | state in which the insurance is written. |
| Memphis | | time to lock in the best prices. | | |
| Little Rock | | | | Net Retention: The amount of |
| Columbia | | We offer quotes for auto insurance, | | insurance that a ceding company |
| Birmingham | | life insurance, homeowners | | keeps for its own account and does |
| St. Louis | | insurance, health insurance, term life | | not reinsure. |
| Montgomery | | insurance and more. | | |
| Lima | | | | Premises: The particular location of |
| Little Rock | | The quickest and easiest way to | | property or a portion thereof as |
| Lake Charles | | shop for new insurance is by | | designated in a policy. |
| Washington | | comparing rates at InsWebs online | | |
| Milwaukee | | marketplace. If you do it the | | Substandard Risk: A risk not |
| Naperville | | old-fashioned way (by calling or | | measuring up to underwriting |
| Rome | | visiting multiple agents or insurance | | standards. It may still be written but |
| Malden | | companies) it could take up a huge | | usually at a surcharged premium. |
| Cypress | | chunk of your time, which no one | | |
| Youngstown | | wants or needs. By completing | | Loss Adjustment Expense: The cost |
| Hollywood | | InsWebs online application, you will | | of adjusting losses, excluding the |
| Jonesboro | | have rates to compare to your old | | amount of the loss itself. |
| Scranton | | ones within minutes! | | |
| Midland | | | | Paid-In Surplus: Surplus paid in by |
| Chattanooga | | At InsWeb, you can compare free | | stockholders, as contrasted with |
| Canton | | online insurance quotes from many of | | surplus earned through the |
| Tyler | | the nations leading insurance | | operations of a business. |
| Roanoke | | companies. | | |
| High Point | | | | Lloyd's Broker: A person who has the |
| Scranton | | Shopping around is the best way to | | authority to negotiate insurance |
| St. Paul | | save money on your insurance. | | contracts with the underwriters on the |
| Columbus | | | | floor at Lloyd's. |
