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| Fort Collins | | Why not take advantage of current | | Brokerage Business: Business |
| Naples | | low prices? Many auto insurance | | offered to an insurer by a broker. This |
| Metairie | | consumers are becoming educated | | is sometimes called excess or |
| Muncie | | on other companies, plans, and rates | | surplus business. |
| Edison | | that are available to them; ones that | | |
| Sioux Falls | | could afford them significant savings | | Approved Roof: A term used in |
| Amarillo | | on their auto insurance. | | building construction. It indicates a |
| Metairie | | | | roof made of fire-resistive materials, |
| Lincoln | | We offer quotes for auto insurance, | | such as tile or asphalt shingles. |
| Daytona Beach | | life insurance, homeowners | | |
| Ocala | | insurance, health insurance, term life | | Dual Life Stock Company: A stock |
| Yuma | | insurance and more. | | Life insurer issuing both participating |
| Lincoln | | | | and nonparticipating policy contracts. |
| Corona | | If you decide to cancel your policy | | |
| Huntington | | (after acquiring new coverage) | | Exclusions: Specific situations, |
| Rapid City | | outside of the 30-day period, you may | | conditions, or circumstances that are |
| Springfield | | have to pay a fee or penalty. | | listed in the contract as being not |
| Burbank | | However, you may still save money | | covered. |
| Santa Monica | | after paying the fee if your new policy | | |
| Amarillo | | affords you significant savings. So | | Divided Cover: The placing of |
| Edmond | | while it is best to wait until your | | insurance on a given subject or |
| Anderson | | receive your renewal notice, you CAN | | object with more than one insurer. |
| Long Beach | | cancel your policy at any time. | | |
| Long Island City | | | | Commission of Authority: A document |
| Newark | | Individuals who have 30-year | | outlining the powers delegated to an |
| Stuart | | mortgages might want to consider a | | agent by an insurer. |
| Lincoln | | 30-year term to ensure that the house | | |
| Delray Beach | | is protected throughout the period of | | Broker-Agent: One acting as an agent |
| Myrtle Beach | | the loan. | | of one or more insurers and as a |
| Woodbridge | | | | broker in dealing with one or more |
| Portsmouth | | Shopping around is the best way to | | other insurers. |
| Fort Smith | | save money on your insurance. | | |
| Overland Park | | | | Claim: A demand made by the |
| Daytona Beach | | While some companies raise their | | insured, or the insured's beneficiary, |
| Venice | | prices based on your actual age, | | for payment of the benefits provided |
| San Jose | | most companies increase the price of | | by the contract. |
| San Francisco | | their policies six months before your | | |
| Malden | | birthday. Its a term called Age | | |
| Anchorage | | Nearest in the industry, and that | | |
| St. Louis | | half-year price increase could really | | |
| Virginia Beach | | add up over a 20-year term policy. As | | |
| New Port Richey | | above, the quicker you purchase your | | |
| Slidell | | policy the better. | | |
