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| Venice | | The quickest and easiest way to | | Broker-Agent: One acting as an agent |
| New Orleans | | shop for new insurance is by | | of one or more insurers and as a |
| Virginia Beach | | comparing rates at InsWebs online | | broker in dealing with one or more |
| Springfield | | marketplace. If you do it the | | other insurers. |
| Cape Coral | | old-fashioned way (by calling or | | |
| Hollywood | | visiting multiple agents or insurance | | Approved Roof: A term used in |
| Greenville | | companies) it could take up a huge | | building construction. It indicates a |
| Honolulu | | chunk of your time, which no one | | roof made of fire-resistive materials, |
| Anderson | | wants or needs. By completing | | such as tile or asphalt shingles. |
| Anchorage | | InsWebs online application, you will | | |
| Pensacola | | have rates to compare to your old | | Earned Income: The money |
| Wilmington | | ones within minutes! | | individuals earn as a result of working |
| Florence | | | | at some job or occupation for which |
| Venice | | Shopping around is the best way to | | they are paid a salary. |
| Baton Rouge | | save money on your insurance. | | |
| Naperville | | | | You/Your: These words are used to |
| Hampton | | Healthy people have the best | | refer to the named insured in many of |
| Long Beach | | mortality risks and thus are much | | the modernized/personalized policy |
| Savannah | | cheaper for companies to insure. This | | forms. |
| Valdosta | | translates into lower rates for the | | |
| Mountain View | | Super Preferred customer than | | Independent Contractor: One who |
| Panama City | | someone with higher risk factors such | | agrees to perform according to a |
| Sacramento | | as a heart condition, cancer or | | contract and who is not an employee. |
| Gainesville | | diabetes. Conversely, if you were | | |
| Honolulu | | unhealthy when you acquired your | | Net Loss: The amount of loss |
| Livonia | | policy, and your health has now | | sustained by an insurer after giving |
| Longwood | | improved, it might be time to shop for | | effect to all applicable reinsurance, |
| Nashville | | a new policy, as your rates are likely | | salvage, and subrogation recoveries. |
| Yonkers | | to be lower. | | |
| Oklahoma City | | | | Divided Cover: The placing of |
| Hemet | | Life insurance, specifically Term Life, | | insurance on a given subject or |
| Irving | | is arguably one of the best values in | | object with more than one insurer. |
| Hickory | | the entire financial services arena. | | |
| Clarksville | | Where else can you go and get | | Lapsed Policy: One which has been |
| Norwalk | | hundreds of thousands of dollars in | | allowed to expire because of |
| Beaumont | | protection for literally pennies per | | nonpayment of premiums. |
| Anaheim | | day? Rates for Term Life insurance | | |
| Oklahoma City | | remain at all-time lows, and now is the | | |
| Fort Lauderdale | | time to lock in the best prices. | | |
