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| North Hollywood | | Why not take advantage of current | | Partnership: A business enterprise |
| Knoxville | | low prices? Many auto insurance | | owned and operated by two or more |
| Alpharetta | | consumers are becoming educated | | persons for the purpose of generating |
| Fort Myers | | on other companies, plans, and rates | | business income and profits. |
| Omaha | | that are available to them; ones that | | |
| Costa Mesa | | could afford them significant savings | | Admitted Company: An insurance |
| Springfield | | on their auto insurance. | | company authorized and licensed to |
| Shreveport | | | | do business in a given state. |
| Winter Park | | If you have noticed that your auto | | |
| Southfield | | insurance rates are still increasing | | Brokerage Business: Business |
| Portland | | with each renewal, or even have not | | offered to an insurer by a broker. This |
| Panama City | | gone down even though you have a | | is sometimes called excess or |
| Ventura | | great driving record, this lower pricing | | surplus business. |
| Cambridge | | trend makes it more important then | | |
| Rockford | | ever that you shop around for auto | | Independent Contractor: One who |
| Roanoke | | insurance. | | agrees to perform according to a |
| Wichita Falls | | | | contract and who is not an employee. |
| Jacksonville | | Healthy people have the best | | |
| Pompano Beach | | mortality risks and thus are much | | Capital Sum: The maximum lump sum |
| Norfolk | | cheaper for companies to insure. This | | payable in the event of accidental |
| Kingsport | | translates into lower rates for the | | death or dismemberment. |
| Plano | | Super Preferred customer than | | |
| Boca Raton | | someone with higher risk factors such | | Nonadmitted Insurer: An insurer not |
| Rapid City | | as a heart condition, cancer or | | licensed to do business in the |
| Winter Haven | | diabetes. Conversely, if you were | | jurisdiction in question. Same as |
| Arlington | | unhealthy when you acquired your | | Unauthorized Insurer and Unlicensed |
| Corona | | policy, and your health has now | | Insurer. |
| St. Paul | | improved, it might be time to shop for | | |
| Toledo | | a new policy, as your rates are likely | | Theory of Probability: The |
| Dallas | | to be lower. | | mathematical principle upon which |
| Lancaster | | | | insurance is based. |
| St. Paul | | At InsWeb, you can compare free | | |
| Bethlehem | | online insurance quotes from many of | | Agent's Qualification Law: Education, |
| Tyler | | the nations leading insurance | | experience, and other requirements |
| Arlington | | companies. | | imposed by the state upon persons |
| Dallas | | | | desiring to be licensed as agents. |
