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| Albany | | At InsWeb, you can compare free | | Approved Roof: A term used in |
| Lakewood | | online insurance quotes from many of | | building construction. It indicates a |
| Escondido | | the nations leading insurance | | roof made of fire-resistive materials, |
| Hemet | | companies. | | such as tile or asphalt shingles. |
| Detroit | | | | |
| Madison | | People who are trying to quit | | Authorized Insurer: An insurer |
| Savannah | | smoking, for example, might be best | | authorized by the state to transact |
| Trenton | | suited purchasing a shorter term (and | | business in that state for specific |
| Nashua | | then replacing it with a longer term | | types of insurance. |
| Racine | | policy when they qualify for | | |
| North Hollywood | | non-tobacco prices). | | Broker-Agent: One acting as an agent |
| Lexington | | | | of one or more insurers and as a |
| Los Angeles | | We offer quotes for auto insurance, | | broker in dealing with one or more |
| Williamsburg | | life insurance, homeowners | | other insurers. |
| Poughkeepsie | | insurance, health insurance, term life | | |
| North Hollywood | | insurance and more. | | Interline Endorsement: Commercial |
| Orange | | | | endorsements that apply, or could |
| Alameda | | Life insurance, specifically Term Life, | | apply, to more than one coverage |
| Glendale | | is arguably one of the best values in | | part of a package policy. |
| Tuscaloosa | | the entire financial services arena. | | |
| Whittier | | Where else can you go and get | | Nonassignable: A policy that the |
| Savannah | | hundreds of thousands of dollars in | | owner cannot assign to a third party. |
| Newport News | | protection for literally pennies per | | Most policies are nonassignable |
| Fredericksburg | | day? Rates for Term Life insurance | | unless approval is given by the |
| Stockbridge | | remain at all-time lows, and now is the | | insurer. |
| Wilmington | | time to lock in the best prices. | | |
| Albany | | | | Tabular Plan: A retrospective rating |
| Norfolk | | The quickest and easiest way to | | plan, which uses tables to furnish the |
| Chattanooga | | shop for new insurance is by | | various values for the rating formula. |
| Lima | | comparing rates at InsWebs online | | |
| Chula Vista | | marketplace. If you do it the | | FICA. Federal Insurance Contributions |
| Tempe | | old-fashioned way (by calling or | | Act: A law imposing a payroll tax to |
| Palm Harbor | | visiting multiple agents or insurance | | assist in funding Social Security |
| Springfield | | companies) it could take up a huge | | benefits. |
| Bloomington | | chunk of your time, which no one | | |
| Norfolk | | wants or needs. By completing | | |
| Mesa | | InsWebs online application, you will | | |
| Escondido | | have rates to compare to your old | | |
| Portsmouth | | ones within minutes! | | |