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| Gainesville | | Why not take advantage of current | | Monoline Policy: Any insurance |
| Winter Haven | | low prices? Many auto insurance | | coverage written as a single line |
| Thousand Oaks | | consumers are becoming educated | | policy. Contrast with Multiple Line or |
| Torrance | | on other companies, plans, and rates | | Package policy. |
| Columbus | | that are available to them; ones that | | |
| Jersey City | | could afford them significant savings | | Coding: A method of putting |
| Baltimore | | on their auto insurance. | | information into a numerical form for |
| Lafayette | | | | statistical use. Most information on |
| Coral Springs | | Make sure you have a new policy in | | policies is coded and then put into |
| Minneapolis | | place before you cancel your old one | | reports. |
| Vineland | | to avoid a lapse in coverage. This will | | |
| Monroe | | also prevent having to figure out the | | Malinger: To feign a disability for the |
| Newark | | amount of any unused premium that is | | purpose of continuing to collect |
| Palm Harbor | | due to you from your old insurance | | benefits longer than actually |
| Newburgh | | company, or having to spar with your | | necessary. |
| Killeen | | agent about exactly when your policy | | |
| Trenton | | was cancelled and how much they | | Notice To Company: Written notice to |
| Kansas City | | owe you. | | an insurer of the occurrence of an |
| Chicago | | | | event which a claim is to be based. |
| Des Moines | | If you have noticed that your auto | | |
| Silver Spring | | insurance rates are still increasing | | Notice of Cancellation: Written notice |
| Hampton | | with each renewal, or even have not | | by an insurer of intent to cancel |
| North Hollywood | | gone down even though you have a | | insurance, or written notice by an |
| Scranton | | great driving record, this lower pricing | | insured requesting cancellation. |
| Stockton | | trend makes it more important then | | |
| Fullerton | | ever that you shop around for auto | | Domestic Insurer (or Company): An |
| Troy | | insurance. | | insurer formed under the laws of the |
| Boise | | | | state in which the insurance is written. |
| Metairie | | The best time to switch policies is | | |
| Bloomington | | within one month of receiving your | | Minimum Premium: The smallest |
| Pittsburgh | | policy renewal from your current | | amount of premium for which an |
| Austin | | insurer. You can typically cancel your | | insurer will issue coverage under a |
| Quincy | | policy without any fees or penalties if | | given policy. |
| Woodbridge | | you act within this time period. | | |
