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| Harrisburg | | People who are trying to quit | | Dual Life Stock Company: A stock |
| Lorain | | smoking, for example, might be best | | Life insurer issuing both participating |
| Anderson | | suited purchasing a shorter term (and | | and nonparticipating policy contracts. |
| Reno | | then replacing it with a longer term | | |
| Orange Park | | policy when they qualify for | | Malinger: To feign a disability for the |
| Odessa | | non-tobacco prices). | | purpose of continuing to collect |
| Goldsboro | | | | benefits longer than actually |
| Williamsport | | At InsWeb, you can compare free | | necessary. |
| Winter Haven | | online insurance quotes from many of | | |
| Sarasota | | the nations leading insurance | | You/Your: These words are used to |
| Anderson | | companies. | | refer to the named insured in many of |
| Westbury | | | | the modernized/personalized policy |
| Dothan | | Healthy people have the best | | forms. |
| Detroit | | mortality risks and thus are much | | |
| Sacramento | | cheaper for companies to insure. This | | Producer: A term applied to an agent, |
| Inglewood | | translates into lower rates for the | | solicitor or other person who sells |
| Cape Coral | | Super Preferred customer than | | insurance. |
| Chattanooga | | someone with higher risk factors such | | |
| Thousand Oaks | | as a heart condition, cancer or | | Losses Incurred: The total losses, |
| Seattle | | diabetes. Conversely, if you were | | whether paid or not, sustained by an |
| Erie | | unhealthy when you acquired your | | insurer during a given period, e.g., 12 |
| Rochester | | policy, and your health has now | | months. |
| Pompano Beach | | improved, it might be time to shop for | | |
| Muncie | | a new policy, as your rates are likely | | Other Insurance: The existence of |
| Honolulu | | to be lower. | | other contracts covering the same |
| Green Bay | | | | interest and perils. |
| Greenville | | The quickest and easiest way to | | |
| Goldsboro | | shop for new insurance is by | | Index Bureau Experience: A measure |
| Mesquite | | comparing rates at InsWebs online | | of losses relating to claims reported |
| Baltimore | | marketplace. If you do it the | | through a claim office during a |
| Muskegon | | old-fashioned way (by calling or | | 12-month period. |
| Asheville | | visiting multiple agents or insurance | | |
| New Orleans | | companies) it could take up a huge | | Stock Option Plan: Surviving |
| Providence | | chunk of your time, which no one | | stockholders have the option to |
| Boulder | | wants or needs. By completing | | purchase or not purchase the shares |
| Elkhart | | InsWebs online application, you will | | of a deceased stockholder. |
| Baltimore | | have rates to compare to your old | | |
| Springfield | | ones within minutes! | | |
