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| Greenville | | Shopping around is the best way to | | Net Loss: The amount of loss |
| Kansas City | | save money on your insurance. | | sustained by an insurer after giving |
| Jacksonville | | | | effect to all applicable reinsurance, |
| High Point | | If you decide to cancel your policy | | salvage, and subrogation recoveries. |
| Denver | | (after acquiring new coverage) | | |
| Nashville | | outside of the 30-day period, you may | | Level Commission System: A system |
| Longview | | have to pay a fee or penalty. | | of commissions in which the first year |
| Longmont | | However, you may still save money | | and all renewal commissions are the |
| Oklahoma City | | after paying the fee if your new policy | | same percentage of the premium. |
| Valdosta | | affords you significant savings. So | | |
| Fort Lauderdale | | while it is best to wait until your | | Retail Credit Company: The former |
| Hot Springs | | receive your renewal notice, you CAN | | name of Equifax, a credit reporting |
| Metairie | | cancel your policy at any time. | | organization. See Equifax. |
