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| Winter Park | | Individuals who have 30-year | | Agent's License: A certificate of |
| Newport News | | mortgages might want to consider a | | authority from the state which permits |
| Dothan | | 30-year term to ensure that the house | | the agent to conduct business. |
| Salt Lake City | | is protected throughout the period of | | |
| Louisville | | the loan. | | Initial Premium: An amount paid at the |
| Alameda | | | | inception of an insurance contract, |
| Seattle | | Life insurance, specifically Term Life, | | usually subject to adjustment at the |
| Scranton | | is arguably one of the best values in | | end of the policy period. |
| Colorado Springs | | the entire financial services arena. | | |
| Myrtle Beach | | Where else can you go and get | | Business: In Property, Liability, and |
| Greenville | | hundreds of thousands of dollars in | | Health lines, it usually refers to the |
| New Port Richey | | protection for literally pennies per | | volume of premiums. |
| Chesapeake | | day? Rates for Term Life insurance | | |
| Jackson | | remain at all-time lows, and now is the | | Provisional Rate: Tentative rates, |
| Bethlehem | | time to lock in the best prices. | | premiums or commissions that are |
| Houston | | | | subject to subsequent adjustment. |
| Florissant | | If you decide to cancel your policy | | See Commission and Premium. |
| Grand Rapids | | (after acquiring new coverage) | | |
| Mansfield | | outside of the 30-day period, you may | | Broker of Record: A broker who has |
| Las Cruces | | have to pay a fee or penalty. | | been designated to handle certain |
| Tempe | | However, you may still save money | | insurance contracts for the |
| Decatur | | after paying the fee if your new policy | | policyholder. |
| Charleston | | affords you significant savings. So | | |
| Akron | | while it is best to wait until your | | Domestic Insurer (or Company): An |
| Jackson | | receive your renewal notice, you CAN | | insurer formed under the laws of the |
| Tampa | | cancel your policy at any time. | | state in which the insurance is written. |