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| Spring Hill | | While some companies raise their | | Building Code: This refers to |
| Whittier | | prices based on your actual age, | | municipal or other governmental |
| Tempe | | most companies increase the price of | | ordinances regulating the type of |
| Santa Monica | | their policies six months before your | | construction of buildings within its |
| Flint | | birthday. Its a term called Age | | jurisdiction. |
| Burbank | | Nearest in the industry, and that | | |
| Chicago | | half-year price increase could really | | Producer: A term applied to an agent, |
| South Bend | | add up over a 20-year term policy. As | | solicitor or other person who sells |
| Hot Springs | | above, the quicker you purchase your | | insurance. |
| Odessa | | policy the better. | | |
| Greensboro | | | | Accidental Bodily Injury: An injury |
| Cookeville | | Healthy people have the best | | sustained accidentally. Only the result |
| Sarasota | | mortality risks and thus are much | | need be accidental. Contrast with |
| Fort Lauderdale | | cheaper for companies to insure. This | | Accidental Means. |
| Long Beach | | translates into lower rates for the | | |
| Florissant | | Super Preferred customer than | | License: A certification of authority for |
| Sioux City | | someone with higher risk factors such | | an agent or insurer to operate, given |
| Columbus | | as a heart condition, cancer or | | by the appropriate jurisdiction. |
| Monroe | | diabetes. Conversely, if you were | | |
| Omaha | | unhealthy when you acquired your | | Tickler: A reminder system used to |
| Spokane | | policy, and your health has now | | call an individual's attention to actions |
| Gainesville | | improved, it might be time to shop for | | that must be taken at a future point in |
| Ventura | | a new policy, as your rates are likely | | time. |
| Evansville | | to be lower. | | |
| Gulfport | | | | Short-Term Policy: A policy written for |
| Greenville | | If you have noticed that your auto | | a period of less time than is normal for |
| Belleville | | insurance rates are still increasing | | that type of policy. |
| Asheville | | with each renewal, or even have not | | |
| Tallahassee | | gone down even though you have a | | Independent Contractor: One who |
| Lima | | great driving record, this lower pricing | | agrees to perform according to a |
| Ventura | | trend makes it more important then | | contract and who is not an employee. |
| High Point | | ever that you shop around for auto | | |
| Morristown | | insurance. | | Liabilities: Money owed or expected |
| Glendale | | | | to be owed. Insurance company |
| Columbus | | | | financial statements, for instance, |
| Hartford | | | | show assets and liabilities. |