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| Clinton Township | | At InsWeb, you can compare free | | Exclusion: A contractual provision that |
| Yuma | | online insurance quotes from many of | | denies coverage for certain perils, |
| Marietta | | the nations leading insurance | | persons, property, or locations. |
| Rockville | | companies. | | |
| Asheville | | | | Minimum Premium: The smallest |
| Greensboro | | Healthy people have the best | | amount of premium for which an |
| Trenton | | mortality risks and thus are much | | insurer will issue coverage under a |
| Trenton | | cheaper for companies to insure. This | | given policy. |
| Dearborn | | translates into lower rates for the | | |
| Sumter | | Super Preferred customer than | | Domestic Insurer (or Company): An |
| Redlands | | someone with higher risk factors such | | insurer formed under the laws of the |
| Irvine | | as a heart condition, cancer or | | state in which the insurance is written. |
| Portland | | diabetes. Conversely, if you were | | |
| Panama City | | unhealthy when you acquired your | | Single Limit: Any insurance coverage |
| Tallahassee | | policy, and your health has now | | which is expressed as a single |
| Berkeley | | improved, it might be time to shop for | | amount of insurance, or a single limit |
| Clarksville | | a new policy, as your rates are likely | | of liability. Contrast with Split Limit. |
| Hollywood | | to be lower. | | |
| Houston | | | | Coding: A method of putting |
| Rochester | | People who are trying to quit | | information into a numerical form for |
| Rockville | | smoking, for example, might be best | | statistical use. Most information on |
| High Point | | suited purchasing a shorter term (and | | policies is coded and then put into |
| Troy | | then replacing it with a longer term | | reports. |
| Winter Haven | | policy when they qualify for | | |
| Columbia | | non-tobacco prices). | | Business: In Property, Liability, and |
| Livonia | | | | Health lines, it usually refers to the |
| Palm Harbor | | The quickest and easiest way to | | volume of premiums. |
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| Philadelphia | | comparing rates at InsWebs online | | Other Insurance: The existence of |
| Panama City | | marketplace. If you do it the | | other contracts covering the same |
| Atlanta | | old-fashioned way (by calling or | | interest and perils. |
| Lafayette | | visiting multiple agents or insurance | | |
| Lawton | | companies) it could take up a huge | | Insurance Policy: The printed form |
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| Independence | | wants or needs. By completing | | an insurer and an insured. |
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| Clearwater | | ones within minutes! | | |