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| Bakersfield | | The quickest and easiest way to | | Admitted (or Allowed) Assets: Assets |
| Rochester | | shop for new insurance is by | | whose values are permitted by state |
| Albuquerque | | comparing rates at InsWebs online | | law to be included in the annual |
| Decatur | | marketplace. If you do it the | | statement of the insurer. |
| Orange | | old-fashioned way (by calling or | | |
| Boston | | visiting multiple agents or insurance | | Exclusion: A contractual provision that |
| Palm Harbor | | companies) it could take up a huge | | denies coverage for certain perils, |
| Silver Spring | | chunk of your time, which no one | | persons, property, or locations. |
| Clarksville | | wants or needs. By completing | | |
| Garland | | InsWebs online application, you will | | Net Loss: The amount of loss |
| Waterloo | | have rates to compare to your old | | sustained by an insurer after giving |
| Edmond | | ones within minutes! | | effect to all applicable reinsurance, |
| Orange | | | | salvage, and subrogation recoveries. |
| Pensacola | | Life insurance, specifically Term Life, | | |
| Indianapolis | | is arguably one of the best values in | | Burning Ratio: The ratio of losses |
| Yuma | | the entire financial services arena. | | suffered to the amount of insurance in |
| Hollywood | | Where else can you go and get | | effect. |
| Chicago | | hundreds of thousands of dollars in | | |
| Hemet | | protection for literally pennies per | | Authorized Insurer: An insurer |
| Olympia | | day? Rates for Term Life insurance | | authorized by the state to transact |
| Berkeley | | remain at all-time lows, and now is the | | business in that state for specific |
| Turlock | | time to lock in the best prices. | | types of insurance. |
