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| Belleville | | Individuals who have 30-year | | Criticism: A correction suggested by a |
| Pensacola | | mortgages might want to consider a | | rating or auditing bureau to an insurer. |
| Youngstown | | 30-year term to ensure that the house | | |
| Sacramento | | is protected throughout the period of | | Policy Period (or Term): The period |
| Lansing | | the loan. | | during which the policy contract |
| Sarasota | | | | affords protection, e.g., six months or |
| Trenton | | At InsWeb, you can compare free | | one or three years. |
| Franklin | | online insurance quotes from many of | | |
| Conroe | | the nations leading insurance | | Liabilities: Money owed or expected |
| Longwood | | companies. | | to be owed. Insurance company |
| San Diego | | | | financial statements, for instance, |
| Des Moines | | While some companies raise their | | show assets and liabilities. |
| Whittier | | prices based on your actual age, | | |
| Hollywood | | most companies increase the price of | | Standard Industry Code (SIC): This is |
| Grand Junction | | their policies six months before your | | a coding system which assigns |
| Bethlehem | | birthday. Its a term called Age | | separate codes for different types of |
| Knoxville | | Nearest in the industry, and that | | industries. |
| Lake Charles | | half-year price increase could really | | |
| Cedar Rapids | | add up over a 20-year term policy. As | | Convention Values: Values assigned |
| Arlington | | above, the quicker you purchase your | | to insurers' assets in the convention |
| Lawton | | policy the better. | | blank. |
