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| Bayside | | Everyone has different needs, and | | Malinger: To feign a disability for the |
| Frederick | | not one size fits all when it comes to | | purpose of continuing to collect |
| Newburgh | | term life insurance. While it may make | | benefits longer than actually |
| Jacksonville | | sense for people in their 30s and 40s | | necessary. |
| Bloomington | | to secure a 20-year term length, a | | |
| Montgomery | | 10-year term might be more | | Interline Endorsement: Commercial |
| Winter Park | | appropriate for someone nearing | | endorsements that apply, or could |
| Chesapeake | | retirement. | | apply, to more than one coverage |
| Erie | | | | part of a package policy. |
| Edison | | Make sure you have a new policy in | | |
| Waterloo | | place before you cancel your old one | | Short-Term Policy: A policy written for |
| Schaumburg | | to avoid a lapse in coverage. This will | | a period of less time than is normal for |
| Frederick | | also prevent having to figure out the | | that type of policy. |
| Santa Barbara | | amount of any unused premium that is | | |
| Lafayette | | due to you from your old insurance | | Open Rating: A system whereby a |
| Worcester | | company, or having to spar with your | | state allows an insurer to use rates |
| Alameda | | agent about exactly when your policy | | without prior approval. |
| Schenectady | | was cancelled and how much they | | |
| Lima | | owe you. | | Operating Expense: The expense of |
| Austin | | | | an insurer other than commissions |
| Waterloo | | At InsWeb, you can compare free | | and taxes. Called " and Insurance |
| Jacksonville | | online insurance quotes from many of | | Expense" in the convention statement |
| Santa Monica | | the nations leading insurance | | blank. |
| Fremont | | companies. | | |
| Lowell | | | | Insolvent Insurer: An insurer which is |
| Honolulu | | If you have noticed that your auto | | unable to meet its financial |
| Lorain | | insurance rates are still increasing | | obligations. |
| Metairie | | with each renewal, or even have not | | |
| Arlington | | gone down even though you have a | | Agency: An insurance sales office |
| Silver Spring | | great driving record, this lower pricing | | which is directed by a agent, |
| Canton | | trend makes it more important then | | manager, independent agent, or |
| Hot Springs | | ever that you shop around for auto | | company manager. |
| Venice | | insurance. | | |
| Bloomington | | | | We/Us/Our: These words are used to |
| Durham | | | | refer to the insurer in many of the |
| Lowell | | | | modernized/personalized policy |
| Reading | | | | forms recently introduced. |
