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| Englewood | | Make sure you have a new policy in | | Equity: The money value of an |
| Reading | | place before you cancel your old one | | insurance company that is over and |
| Hot Springs | | to avoid a lapse in coverage. This will | | above its liabilities. Liabilities include |
| Turlock | | also prevent having to figure out the | | almost all of its reserves. |
| San Jose | | amount of any unused premium that is | | |
| Scranton | | due to you from your old insurance | | Accident: An unplanned event, |
| St. Paul | | company, or having to spar with your | | unexpected and undesigned, which |
| Jacksonville | | agent about exactly when your policy | | occurs suddenly and at a definite |
| Gulfport | | was cancelled and how much they | | place. |
| Des Moines | | owe you. | | |
| Greensboro | | | | Approved Roof: A term used in |
| Inglewood | | People who are trying to quit | | building construction. It indicates a |
| Union | | smoking, for example, might be best | | roof made of fire-resistive materials, |
| Memphis | | suited purchasing a shorter term (and | | such as tile or asphalt shingles. |
| Jackson | | then replacing it with a longer term | | |
| Louisville | | policy when they qualify for | | Gross Line: The total limit accepted |
| Franklin | | non-tobacco prices). | | by an insurer on an individual risk, |
| El Cajon | | | | including the amount to be reinsured. |
| Clinton Township | | The quickest and easiest way to | | |
| Long Island City | | shop for new insurance is by | | Not Taken: Policies applied for and |
| Edmond | | comparing rates at InsWebs online | | issued but rejected by the proposed |
| Whittier | | marketplace. If you do it the | | owner and not paid for. |
| Valdosta | | old-fashioned way (by calling or | | |
| Macon | | visiting multiple agents or insurance | | Liquidity: The ability of an insurer to |
| Cookeville | | companies) it could take up a huge | | convert its assets into cash to pay |
| Scranton | | chunk of your time, which no one | | claims if necessary. |
| Conroe | | wants or needs. By completing | | |
| Lake Worth | | InsWebs online application, you will | | War Risk Insurance: Insurance |
| Irving | | have rates to compare to your old | | covering damage caused by war. |
| Los Angeles | | ones within minutes! | | Most often written by Ocean Marine |
| Roanoke | | | | Insurance companies covering |
| Madison | | We offer quotes for auto insurance, | | vessels. |
| Garland | | life insurance, homeowners | | |
| Wichita Falls | | insurance, health insurance, term life | | Commercial Lines: This term is used |
| Vero Beach | | insurance and more. | | to refer to insurance for businesses, |
| Zanesville | | | | professionals, and commercial |
| Saginaw | | | | establishments. |
