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| Roanoke | | If you have noticed that your auto | | Earned Income: The money |
| Aurora | | insurance rates are still increasing | | individuals earn as a result of working |
| Lincoln | | with each renewal, or even have not | | at some job or occupation for which |
| Lorain | | gone down even though you have a | | they are paid a salary. |
| Houston | | great driving record, this lower pricing | | |
| Pensacola | | trend makes it more important then | | Appraisal: An evaluation of property |
| Monroe | | ever that you shop around for auto | | made to ascertain either the |
| Corona | | insurance. | | appropriate amount of insurance to |
| High Point | | | | be written or the amount of loss to be |
| Des Moines | | Life insurance, specifically Term Life, | | paid. |
| Rome | | is arguably one of the best values in | | |
| Joliet | | the entire financial services arena. | | Claim: A demand made by the |
| Dearborn | | Where else can you go and get | | insured, or the insured's beneficiary, |
| San Bernardino | | hundreds of thousands of dollars in | | for payment of the benefits provided |
| Birmingham | | protection for literally pennies per | | by the contract. |
| Delray Beach | | day? Rates for Term Life insurance | | |
| Sacramento | | remain at all-time lows, and now is the | | Basic Rate: The manual rate from |
| Macon | | time to lock in the best prices. | | which discounts are taken or to which |
| Tallahassee | | | | charges are added to reflect the |
| Long Beach | | Why not take advantage of current | | individual circumstances of a risk. |
| Winter Haven | | low prices? Many auto insurance | | |
| Rome | | consumers are becoming educated | | Notice of Cancellation: Written notice |
| Hickory | | on other companies, plans, and rates | | by an insurer of intent to cancel |
| Huntsville | | that are available to them; ones that | | insurance, or written notice by an |
| Amarillo | | could afford them significant savings | | insured requesting cancellation. |
| Honolulu | | on their auto insurance. | | |
| Duluth | | | | Other Insurance: The existence of |
| Providence | | At InsWeb, you can compare free | | other contracts covering the same |
| Akron | | online insurance quotes from many of | | interest and perils. |
| Turlock | | the nations leading insurance | | |
| Alexandria | | companies. | | Captive Agent: One who sells |
| Palm Desert | | | | insurance for only one company as |
| Decatur | | Everyone has different needs, and | | opposed to an agent who represents |
| Quincy | | not one size fits all when it comes to | | several companies. |
| Silver Spring | | term life insurance. While it may make | | |
| Newport News | | sense for people in their 30s and 40s | | |
| Grand Junction | | to secure a 20-year term length, a | | |
| Redlands | | 10-year term might be more | | |
| Ogden | | appropriate for someone nearing | | |
| Omaha | | retirement. | | |
