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| Lansing | | We offer quotes for auto insurance, | | Underwriters Laboratories, Inc. (UL): A |
| Chattanooga | | life insurance, homeowners | | testing laboratory for manufactured |
| Bronx | | insurance, health insurance, term life | | items to determine their safety |
| Flushing | | insurance and more. | | propensities. |
| Chula Vista | | | | |
| Anderson | | If you have noticed that your auto | | Gain and Loss Exhibit: The portion of |
| Turlock | | insurance rates are still increasing | | the convention blank which |
| Jackson | | with each renewal, or even have not | | represents an analysis of gains, |
| Lansing | | gone down even though you have a | | losses, and surplus during an |
| Hendersonville | | great driving record, this lower pricing | | accounting period. |
| Orange Park | | trend makes it more important then | | |
| Nashua | | ever that you shop around for auto | | Underinsurance: A condition in which |
| Grand Rapids | | insurance. | | not enough insurance is carried to |
| Fort Collins | | | | cover the insurable value. |
| Fresno | | Individuals who have 30-year | | |
| Poughkeepsie | | mortgages might want to consider a | | Independent Contractor: One who |
| Huntsville | | 30-year term to ensure that the house | | agrees to perform according to a |
| Spring Hill | | is protected throughout the period of | | contract and who is not an employee. |
| Pembroke Pines | | the loan. | | |
| San Jose | | | | Agency Contract (or Agreement): The |
| Corona | | Why not take advantage of current | | document which establishes the legal |
| Sumter | | low prices? Many auto insurance | | relationship between an agent and an |
| Naperville | | consumers are becoming educated | | insurer. |
| Long Beach | | on other companies, plans, and rates | | |
| Milwaukee | | that are available to them; ones that | | Provisions: Statements contained in |
| Flint | | could afford them significant savings | | an insurance policy which explain the |
| Turlock | | on their auto insurance. | | benefits, conditions and other |
| Goldsboro | | | | features of the insurance contract. |
| Cherry Hill | | Make sure you have a new policy in | | |
| Greensboro | | place before you cancel your old one | | Director of Insurance: A title used in |
| Carlsbad | | to avoid a lapse in coverage. This will | | some states for the head of the |
| Oceanside | | also prevent having to figure out the | | department of insurance. |
| Columbus | | amount of any unused premium that is | | |
| Bronx | | due to you from your old insurance | | Public Adjuster: An insurance adjuster |
| Greensboro | | company, or having to spar with your | | who represents an insured on a fee |
| Long Beach | | agent about exactly when your policy | | basis in claims settlement. Contrast |
| Duluth | | was cancelled and how much they | | with Independent Adjuster. |
| Valdosta | | owe you. | | |
