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| Goldsboro | | At InsWeb, you can compare free | | Flat Cancellation: A policy which is |
| Quincy | | online insurance quotes from many of | | cancelled upon its effective date. |
| Aurora | | the nations leading insurance | | Usually under a flat cancellation no |
| Anchorage | | companies. | | premium charge is made. |
| Littleton | | | | |
| Springfield | | Shopping around is the best way to | | You/Your: These words are used to |
| Milwaukee | | save money on your insurance. | | refer to the named insured in many of |
| Stuart | | | | the modernized/personalized policy |
| Salt Lake City | | If you have noticed that your auto | | forms. |
| Montgomery | | insurance rates are still increasing | | |
| Davenport | | with each renewal, or even have not | | Incurred Expense: Expenses not yet |
| Akron | | gone down even though you have a | | paid. Can also include paid |
| Troy | | great driving record, this lower pricing | | expenses in some accounting |
| Greenville | | trend makes it more important then | | systems. |
| Newport Beach | | ever that you shop around for auto | | |
| Boston | | insurance. | | Broker-Agent: One acting as an agent |
| Trenton | | | | of one or more insurers and as a |
| Flint | | Individuals who have 30-year | | broker in dealing with one or more |
| Fort Worth | | mortgages might want to consider a | | other insurers. |
| Springfield | | 30-year term to ensure that the house | | |
| West Chester | | is protected throughout the period of | | Foreign Insurer: An insurer domiciled |
| Silver Spring | | the loan. | | in a state of the United States other |
| Gainesville | | | | than the one in which the insured's |
| Oxnard | | Everyone has different needs, and | | insurance is written. |
| Kansas City | | not one size fits all when it comes to | | |
| Oakland | | term life insurance. While it may make | | Agent's Qualification Law: Education, |
| Fort Worth | | sense for people in their 30s and 40s | | experience, and other requirements |
| Huntington | | to secure a 20-year term length, a | | imposed by the state upon persons |
| Schaumburg | | 10-year term might be more | | desiring to be licensed as agents. |
| Scranton | | appropriate for someone nearing | | |
| Alexandria | | retirement. | | Nonassignable: A policy that the |
| Lawton | | | | owner cannot assign to a third party. |
| Newark | | If you decide to cancel your policy | | Most policies are nonassignable |
| St. Joseph | | (after acquiring new coverage) | | unless approval is given by the |
| Hemet | | outside of the 30-day period, you may | | insurer. |
| Irvine | | have to pay a fee or penalty. | | |
| Council Bluffs | | However, you may still save money | | |
| Portsmouth | | after paying the fee if your new policy | | |
| Union | | affords you significant savings. So | | |
| Los Angeles | | while it is best to wait until your | | |
| Youngstown | | receive your renewal notice, you CAN | | |
| Chesapeake | | cancel your policy at any time. | | |
