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| Wilmington | | While some companies raise their | | Domestic Insurer (or Company): An |
| Downey | | prices based on your actual age, | | insurer formed under the laws of the |
| Delray Beach | | most companies increase the price of | | state in which the insurance is written. |
| Charleston | | their policies six months before your | | |
| San Diego | | birthday. Its a term called Age | | Monoline Policy: Any insurance |
| Spokane | | Nearest in the industry, and that | | coverage written as a single line |
| Odessa | | half-year price increase could really | | policy. Contrast with Multiple Line or |
| Longwood | | add up over a 20-year term policy. As | | Package policy. |
| Boulder | | above, the quicker you purchase your | | |
| Decatur | | policy the better. | | Policy Period (or Term): The period |
| Whittier | | | | during which the policy contract |
| Oklahoma City | | The quickest and easiest way to | | affords protection, e.g., six months or |
| Greenville | | shop for new insurance is by | | one or three years. |
| Portsmouth | | comparing rates at InsWebs online | | |
| Naples | | marketplace. If you do it the | | Accident: An unplanned event, |
| Berkeley | | old-fashioned way (by calling or | | unexpected and undesigned, which |
| Boca Raton | | visiting multiple agents or insurance | | occurs suddenly and at a definite |
| Peoria | | companies) it could take up a huge | | place. |
| San Antonio | | chunk of your time, which no one | | |
| Miami | | wants or needs. By completing | | Cut Rate: This term generally applies |
| Edison | | InsWebs online application, you will | | to insurance companies who charge |
| Shreveport | | have rates to compare to your old | | premiums below a normal or average |
| Dallas | | ones within minutes! | | rate. |
