| | | | |
|
| High Point | | While some companies raise their | | Preferred Risk: Any risk considered |
| Conroe | | prices based on your actual age, | | to be better than the standard risk on |
| North Hollywood | | most companies increase the price of | | which the premium rate was |
| St. Joseph | | their policies six months before your | | calculated. |
| Spartanburg | | birthday. Its a term called Age | | |
| Corona | | Nearest in the industry, and that | | Losses Outstanding: A summary |
| Asheville | | half-year price increase could really | | statement prepared by Property, Life, |
| Waterloo | | add up over a 20-year term policy. As | | and Liability insurers showing claims |
| Augusta | | above, the quicker you purchase your | | not yet settled. |
| Williamsburg | | policy the better. | | |
| Waco | | | | Endorsement: A written or printed form |
| Mesquite | | Everyone has different needs, and | | attached to the policy which alters |
| Anaheim | | not one size fits all when it comes to | | provisions of the contract. |
| Panama City | | term life insurance. While it may make | | |
| Fort Worth | | sense for people in their 30s and 40s | | Convention Values: Values assigned |
| Bloomington | | to secure a 20-year term length, a | | to insurers' assets in the convention |
| Anderson | | 10-year term might be more | | blank. |
| Shreveport | | appropriate for someone nearing | | |
| Omaha | | retirement. | | Insurance to Value: Insurance written |
| Valdosta | | | | in an amount approximating the value |
| Gulfport | | Life insurance, specifically Term Life, | | of the property insured. |
| Venice | | is arguably one of the best values in | | |
| York | | the entire financial services arena. | | Approved: The condition which exists |
| Daytona Beach | | Where else can you go and get | | when the person or object to be |
| Cape Coral | | hundreds of thousands of dollars in | | insured meets the underwriting |
| Fullerton | | protection for literally pennies per | | standards of the insurer. |
| Tallahassee | | day? Rates for Term Life insurance | | |
| Goldsboro | | remain at all-time lows, and now is the | | Sole Proprietorship: A business |
| Newburgh | | time to lock in the best prices. | | enterprise owned by one person who |
| Boise | | | | is its manager and employee. |
| Amarillo | | Healthy people have the best | | |
| Newburgh | | mortality risks and thus are much | | Interline Endorsement: Commercial |
| Naperville | | cheaper for companies to insure. This | | endorsements that apply, or could |
| Greenville | | translates into lower rates for the | | apply, to more than one coverage |
| Duluth | | Super Preferred customer than | | part of a package policy. |
| Silver Spring | | someone with higher risk factors such | | |
| Stockton | | as a heart condition, cancer or | | |
| Albany | | diabetes. Conversely, if you were | | |
| Newburgh | | unhealthy when you acquired your | | |
| Sioux Falls | | policy, and your health has now | | |
| Spokane | | improved, it might be time to shop for | | |
| Long Beach | | a new policy, as your rates are likely | | |
| Lakeland | | to be lower. | | |
