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| Zanesville | | Individuals who have 30-year | | Premises: The particular location of |
| Pensacola | | mortgages might want to consider a | | property or a portion thereof as |
| Rockville | | 30-year term to ensure that the house | | designated in a policy. |
| Bloomington | | is protected throughout the period of | | |
| Flint | | the loan. | | War Risk Insurance: Insurance |
| Manchester | | | | covering damage caused by war. |
| Houma | | Make sure you have a new policy in | | Most often written by Ocean Marine |
| Henderson | | place before you cancel your old one | | Insurance companies covering |
| Biloxi | | to avoid a lapse in coverage. This will | | vessels. |
| Lima | | also prevent having to figure out the | | |
| Florence | | amount of any unused premium that is | | Countersignature: The signature of a |
| Anderson | | due to you from your old insurance | | licensed agent or representative on a |
| Quincy | | company, or having to spar with your | | policy. |
| Cookeville | | agent about exactly when your policy | | |
| Rockville | | was cancelled and how much they | | Agent's Balance: A periodic |
| West Palm Beach | | owe you. | | statement of the sums due and owed |
| Phoenix | | | | to an agent under the agent's contract |
| Bloomington | | Why not take advantage of current | | with an insurer. |
| Riverside | | low prices? Many auto insurance | | |
| Boston | | consumers are becoming educated | | Malicious Mischief: Similar to |
| Charlotte | | on other companies, plans, and rates | | vandalism. Purposely damaging the |
| Baltimore | | that are available to them; ones that | | rights or property of another. |
| Stockton | | could afford them significant savings | | |
| Mansfield | | on their auto insurance. | | Approved: The condition which exists |
| Fairfax | | | | when the person or object to be |
| Sterling Heights | | Healthy people have the best | | insured meets the underwriting |
| Rome | | mortality risks and thus are much | | standards of the insurer. |
| Yuma | | cheaper for companies to insure. This | | |
| Atlanta | | translates into lower rates for the | | Underinsurance: A condition in which |
| Raleigh | | Super Preferred customer than | | not enough insurance is carried to |
| Toms River | | someone with higher risk factors such | | cover the insurable value. |
| Cleveland | | as a heart condition, cancer or | | |
| Jacksonville | | diabetes. Conversely, if you were | | Deductible: The portion of an insured |
| Portland | | unhealthy when you acquired your | | loss to be borne by the insured |
| Santa Ana | | policy, and your health has now | | before he is entitled to recovery from |
| Gulfport | | improved, it might be time to shop for | | the insurer. |
| Warwick | | a new policy, as your rates are likely | | |
| St. Joseph | | to be lower. | | |
