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| Bayside | | Shopping around is the best way to | | Agent's License: A certificate of |
| Pensacola | | save money on your insurance. | | authority from the state which permits |
| New Port Richey | | | | the agent to conduct business. |
| Pompano Beach | | Healthy people have the best | | |
| Springfield | | mortality risks and thus are much | | Leasehold: An agreement which |
| Stockbridge | | cheaper for companies to insure. This | | gives a person the right to use and |
| Billings | | translates into lower rates for the | | occupy property. |
| Newark | | Super Preferred customer than | | |
| Gainesville | | someone with higher risk factors such | | Admitted Company: An insurance |
| Redlands | | as a heart condition, cancer or | | company authorized and licensed to |
| Sunnyvale | | diabetes. Conversely, if you were | | do business in a given state. |
| Madison | | unhealthy when you acquired your | | |
| Arlington | | policy, and your health has now | | Authorized Insurer: An insurer |
| Bloomington | | improved, it might be time to shop for | | authorized by the state to transact |
| Chesapeake | | a new policy, as your rates are likely | | business in that state for specific |
| Sterling Heights | | to be lower. | | types of insurance. |