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| Whittier | | If you decide to cancel your policy | | Premium Notice: A form notice from |
| Frederick | | (after acquiring new coverage) | | an insurer or agency to a policy |
| Lafayette | | outside of the 30-day period, you may | | owner that a premium will be due on a |
| Warwick | | have to pay a fee or penalty. | | given date. |
| Manchester | | However, you may still save money | | |
| Anderson | | after paying the fee if your new policy | | Fiduciary: A person holding the funds |
| Youngstown | | affords you significant savings. So | | or property of another in a position of |
| Columbia | | while it is best to wait until your | | trust. An example would be the |
| North Hollywood | | receive your renewal notice, you CAN | | executor of an estate. |
| Louisville | | cancel your policy at any time. | | |
| Rockford | | | | Standard Industry Code (SIC): This is |
| Boston | | If you have noticed that your auto | | a coding system which assigns |
| Springfield | | insurance rates are still increasing | | separate codes for different types of |
| Stuart | | with each renewal, or even have not | | industries. |
| Cleveland | | gone down even though you have a | | |
| Naperville | | great driving record, this lower pricing | | Operating Expense: The expense of |
| Warwick | | trend makes it more important then | | an insurer other than commissions |
| Bloomington | | ever that you shop around for auto | | and taxes. Called " and Insurance |
| Cambridge | | insurance. | | Expense" in the convention statement |
| Rochester | | | | blank. |
| Glendale | | The quickest and easiest way to | | |
| Stamford | | shop for new insurance is by | | Losses Outstanding: A summary |
| Mansfield | | comparing rates at InsWebs online | | statement prepared by Property, Life, |
| Norfolk | | marketplace. If you do it the | | and Liability insurers showing claims |
| Yuma | | old-fashioned way (by calling or | | not yet settled. |
| Cleveland | | visiting multiple agents or insurance | | |
| Glendale | | companies) it could take up a huge | | Authorized Insurer: An insurer |
| Flushing | | chunk of your time, which no one | | authorized by the state to transact |
| Jackson | | wants or needs. By completing | | business in that state for specific |
| Orlando | | InsWebs online application, you will | | types of insurance. |
| Huntsville | | have rates to compare to your old | | |
| Rochester | | ones within minutes! | | Admitted Company: An insurance |
| Sacramento | | | | company authorized and licensed to |
| Portland | | Shopping around is the best way to | | do business in a given state. |
| Mansfield | | save money on your insurance. | | |
