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| Jasper | | Why not take advantage of current | | Claim Report: A report filed by an |
| Dubuque | | low prices? Many auto insurance | | agent setting forth the facts of a claim. |
| Eugene | | consumers are becoming educated | | Same as Loss Report. |
| Huntington | | on other companies, plans, and rates | | |
| South Bend | | that are available to them; ones that | | Broker-Agent: One acting as an agent |
| Longwood | | could afford them significant savings | | of one or more insurers and as a |
| Lakewood | | on their auto insurance. | | broker in dealing with one or more |
| Vineland | | | | other insurers. |
| Spring Hill | | We offer quotes for auto insurance, | | |
| Beaumont | | life insurance, homeowners | | Flat Cancellation: A policy which is |
| Panama City | | insurance, health insurance, term life | | cancelled upon its effective date. |
| Anaheim | | insurance and more. | | Usually under a flat cancellation no |
| Houston | | | | premium charge is made. |
| Fremont | | If you have noticed that your auto | | |
| Inglewood | | insurance rates are still increasing | | Overlapping Insurance: Coverage |
| Jackson | | with each renewal, or even have not | | from two or more policies or insurers |
| Springfield | | gone down even though you have a | | which duplicates coverage of certain |
| Dayton | | great driving record, this lower pricing | | risks. |
| Inglewood | | trend makes it more important then | | |
| Roanoke | | ever that you shop around for auto | | Initial Premium: An amount paid at the |
| Corona | | insurance. | | inception of an insurance contract, |
| Joliet | | | | usually subject to adjustment at the |
| Alpharetta | | If you decide to cancel your policy | | end of the policy period. |
| Baton Rouge | | (after acquiring new coverage) | | |
| Detroit | | outside of the 30-day period, you may | | Accident Year Experience: Measures |
| Boynton Beach | | have to pay a fee or penalty. | | premiums and losses relating to |
| Stuart | | However, you may still save money | | accidents which occurred during a |
| Spring Hill | | after paying the fee if your new policy | | 12-month period. |
| Council Bluffs | | affords you significant savings. So | | |
| Melbourne | | while it is best to wait until your | | Convention Values: Values assigned |
| Akron | | receive your renewal notice, you CAN | | to insurers' assets in the convention |
| Jacksonville | | cancel your policy at any time. | | blank. |
