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| Tacoma | | Make sure you have a new policy in | | Examiner: An employee assigned by |
| Staten Island | | place before you cancel your old one | | the state insurance department to |
| Rapid City | | to avoid a lapse in coverage. This will | | audit insurers' records. |
| Burbank | | also prevent having to figure out the | | |
| Portsmouth | | amount of any unused premium that is | | Liquidity: The ability of an insurer to |
| Boulder | | due to you from your old insurance | | convert its assets into cash to pay |
| Yonkers | | company, or having to spar with your | | claims if necessary. |
| Athens | | agent about exactly when your policy | | |
| Orlando | | was cancelled and how much they | | Incurred Expense: Expenses not yet |
| Santa Rosa | | owe you. | | paid. Can also include paid |
| Modesto | | | | expenses in some accounting |
| Goldsboro | | We offer quotes for auto insurance, | | systems. |
| San Jose | | life insurance, homeowners | | |
| Corona | | insurance, health insurance, term life | | Accidental Bodily Injury: An injury |
| Waco | | insurance and more. | | sustained accidentally. Only the result |
| Spartanburg | | | | need be accidental. Contrast with |
| Santa Barbara | | If you decide to cancel your policy | | Accidental Means. |
| Greeley | | (after acquiring new coverage) | | |
| Trenton | | outside of the 30-day period, you may | | Agency: An insurance sales office |
| Canton | | have to pay a fee or penalty. | | which is directed by a agent, |
| Nashville | | However, you may still save money | | manager, independent agent, or |
| Lafayette | | after paying the fee if your new policy | | company manager. |
| Pueblo | | affords you significant savings. So | | |
| Morristown | | while it is best to wait until your | | Gross Premium: The net premium |
| Spokane | | receive your renewal notice, you CAN | | plus operating expenses, |
| Sterling Heights | | cancel your policy at any time. | | commissions and other expenses. |
