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| Newport News | | Why not take advantage of current | | Sherman Antitrust Act: An antitrust law |
| Corpus Christi | | low prices? Many auto insurance | | from which insurance is exempted to |
| Albany | | consumers are becoming educated | | the extent that it is regulated by state |
| Monroe | | on other companies, plans, and rates | | law. |
| Asheville | | that are available to them; ones that | | |
| Phoenix | | could afford them significant savings | | Paid-In Surplus: Surplus paid in by |
| Newark | | on their auto insurance. | | stockholders, as contrasted with |
| Hollywood | | | | surplus earned through the |
| Santa Rosa | | If you decide to cancel your policy | | operations of a business. |
| Greeley | | (after acquiring new coverage) | | |
| Spokane | | outside of the 30-day period, you may | | Dual Life Stock Company: A stock |
| Sioux City | | have to pay a fee or penalty. | | Life insurer issuing both participating |
| Woodbridge | | However, you may still save money | | and nonparticipating policy contracts. |
| Newport Beach | | after paying the fee if your new policy | | |
| Eugene | | affords you significant savings. So | | Theory of Probability: The |
| Rockville | | while it is best to wait until your | | mathematical principle upon which |
| Rochester | | receive your renewal notice, you CAN | | insurance is based. |
| Winter Haven | | cancel your policy at any time. | | |
| Slidell | | | | Gross Premium: The net premium |
| Berkeley | | The best time to switch policies is | | plus operating expenses, |
| Bayside | | within one month of receiving your | | commissions and other expenses. |
| Fort Lauderdale | | policy renewal from your current | | |
| Fort Collins | | insurer. You can typically cancel your | | Approved Roof: A term used in |
| Las Cruces | | policy without any fees or penalties if | | building construction. It indicates a |
| Las Vegas | | you act within this time period. | | roof made of fire-resistive materials, |
| Irving | | | | such as tile or asphalt shingles. |
| San Francisco | | Shopping around is the best way to | | |
| Flushing | | save money on your insurance. | | Depreciation: A decrease in the value |
| Brooklyn | | | | of any type of tangible property over |
| Lansing | | At InsWeb, you can compare free | | a period of time resulting from use, |
| Vancouver | | online insurance quotes from many of | | wear and tear, or obsolescence. |
| Tulsa | | the nations leading insurance | | |
| Chesapeake | | companies. | | Absolute Assignment: Assignment by |
| Charleston | | | | a policy owner of all control of and |
| Clarksville | | | | rights in the policy to a third party. |
