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| Joliet | | While some companies raise their | | Other Insurance: The existence of |
| Thousand Oaks | | prices based on your actual age, | | other contracts covering the same |
| Burbank | | most companies increase the price of | | interest and perils. |
| Garland | | their policies six months before your | | |
| Portland | | birthday. Its a term called Age | | Agent's Balance: A periodic |
| Newburgh | | Nearest in the industry, and that | | statement of the sums due and owed |
| Jackson | | half-year price increase could really | | to an agent under the agent's contract |
| Beaumont | | add up over a 20-year term policy. As | | with an insurer. |
| Longview | | above, the quicker you purchase your | | |
| Englewood | | policy the better. | | Fictitious Groups: Groups formed |
| Santa Clara | | | | primarily for the purpose of buying |
| Scranton | | Everyone has different needs, and | | insurance. Under the law such groups |
| Hampton | | not one size fits all when it comes to | | may not be underwritten. |
| Inglewood | | term life insurance. While it may make | | |
| Des Moines | | sense for people in their 30s and 40s | | Basic Rate: The manual rate from |
| El Cajon | | to secure a 20-year term length, a | | which discounts are taken or to which |
| Albuquerque | | 10-year term might be more | | charges are added to reflect the |
| Sioux City | | appropriate for someone nearing | | individual circumstances of a risk. |
| Stuart | | retirement. | | |
| Anaheim | | | | Absolute Assignment: Assignment by |
| Cranston | | If you have noticed that your auto | | a policy owner of all control of and |
| Harlingen | | insurance rates are still increasing | | rights in the policy to a third party. |
| Fairfax | | with each renewal, or even have not | | |
| Kalamazoo | | gone down even though you have a | | Lloyd's Broker: A person who has the |
| Portsmouth | | great driving record, this lower pricing | | authority to negotiate insurance |
| Anchorage | | trend makes it more important then | | contracts with the underwriters on the |
| Jackson | | ever that you shop around for auto | | floor at Lloyd's. |
| Lincoln | | insurance. | | |
| New York | | | | Appraisal: An evaluation of property |
| Edmond | | At InsWeb, you can compare free | | made to ascertain either the |
| Chula Vista | | online insurance quotes from many of | | appropriate amount of insurance to |
| Tampa | | the nations leading insurance | | be written or the amount of loss to be |
| Spring Hill | | companies. | | paid. |
