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| Washington | | Individuals who have 30-year | | Convention Values: Values assigned |
| Evanston | | mortgages might want to consider a | | to insurers' assets in the convention |
| Costa Mesa | | 30-year term to ensure that the house | | blank. |
| Council Bluffs | | is protected throughout the period of | | |
| Oakland | | the loan. | | Tabular Plan: A retrospective rating |
| Lowell | | | | plan, which uses tables to furnish the |
| Olympia | | At InsWeb, you can compare free | | various values for the rating formula. |
| West Palm Beach | | online insurance quotes from many of | | |
| Gainesville | | the nations leading insurance | | Net Loss: The amount of loss |
| Boca Raton | | companies. | | sustained by an insurer after giving |
| Salem | | | | effect to all applicable reinsurance, |
| White Plains | | People who are trying to quit | | salvage, and subrogation recoveries. |
| Lima | | smoking, for example, might be best | | |
| Chicago | | suited purchasing a shorter term (and | | Brokerage Department: A department |
| Thousand Oaks | | then replacing it with a longer term | | of an insurer whose purpose is to |
| Anchorage | | policy when they qualify for | | deal with brokers in the placing of |
| Saginaw | | non-tobacco prices). | | insurance. |