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| Columbus | | Life insurance, specifically Term Life, | | Partnership Entity: The partnership |
| Salt Lake City | | is arguably one of the best values in | | considered as an entity and not in |
| Yuma | | the entire financial services arena. | | terms of its individual part-owners. |
| Lafayette | | Where else can you go and get | | |
| Newark | | hundreds of thousands of dollars in | | New For Old: Replacing old |
| Sacramento | | protection for literally pennies per | | damaged parts or equipment with |
| Jonesboro | | day? Rates for Term Life insurance | | new ones rather than repairing them. |
| Bloomington | | remain at all-time lows, and now is the | | |
| El Cajon | | time to lock in the best prices. | | Minimum Premium: The smallest |
| Erie | | | | amount of premium for which an |
| Norwalk | | The quickest and easiest way to | | insurer will issue coverage under a |
| Poughkeepsie | | shop for new insurance is by | | given policy. |
| Newark | | comparing rates at InsWebs online | | |
| Oxnard | | marketplace. If you do it the | | Short-Term Policy: A policy written for |
| Naperville | | old-fashioned way (by calling or | | a period of less time than is normal for |
| Santa Monica | | visiting multiple agents or insurance | | that type of policy. |
| Tulsa | | companies) it could take up a huge | | |
| Fremont | | chunk of your time, which no one | | Agent's Balance: A periodic |
| Bethlehem | | wants or needs. By completing | | statement of the sums due and owed |
| El Paso | | InsWebs online application, you will | | to an agent under the agent's contract |
| Hollywood | | have rates to compare to your old | | with an insurer. |
| Clinton Township | | ones within minutes! | | |
| Fort Myers | | | | Commission of Authority: A document |
| Huntington Beach | | Make sure you have a new policy in | | outlining the powers delegated to an |
| Gainesville | | place before you cancel your old one | | agent by an insurer. |
| Anaheim | | to avoid a lapse in coverage. This will | | |
| Brooklyn | | also prevent having to figure out the | | Provisions: Statements contained in |
| Syracuse | | amount of any unused premium that is | | an insurance policy which explain the |
| Fall River | | due to you from your old insurance | | benefits, conditions and other |
| Mesa | | company, or having to spar with your | | features of the insurance contract. |
| Anderson | | agent about exactly when your policy | | |
| West Palm Beach | | was cancelled and how much they | | Gain and Loss Exhibit: The portion of |
| Mesquite | | owe you. | | the convention blank which |
| Santa Rosa | | | | represents an analysis of gains, |
| Wichita | | | | losses, and surplus during an |
| Vero Beach | | | | accounting period. |
